Terac review: is it legit, and who gets accepted?
Terac pays verified professionals for research work such as short interviews, surveys and ongoing projects; it isn't an AI-training job board. Joining is free and payouts reach 90+ countries, Canada included, but each study screens you separately and screen-outs are unpaid. Canada eligibility for studies isn't confirmed. We haven't finished our review.
Last verified by the CredentialWork team
Our verdict
UnverifiedA real, funded expert panel with clear payout rules, but many applicants report being screened out of studies. We haven't finished our review.
Best for: Doctors · Pharmacists · Lawyers · Other licensed professionals
Who is Terac best for?
Best for
- Doctors, pharmacists and lawyers who want paid one-off studies (its public board listed such studies)
- Professionals with a specific, describable expertise that researchers want to interview
- People who want occasional extra income alongside other work
Not for
- Anyone who needs steady, predictable income
- Anyone looking for AI-training contracts
- Anyone who does not want to verify a government ID
- People in Canada who need eligibility confirmed before applying
What is applying like?
Create your account. You sign in with LinkedIn or another provider; there is no password. Verify your phone number, the one required step, then connect LinkedIn or add a resume. An optional onboarding interview with Sophia, its AI assistant, takes about 10 minutes.
Apply to studies one by one. Each study has its own screener: a form, a short AI interview of about 3 minutes, or a file upload. You get one attempt per study. If you are screened out, the screen does not say why, and that study is not paid.
Do the work, then cash out. Approved work goes to your Terac balance. Before your first withdrawal, Whop, its payout partner, checks a government ID. You are an independent contractor and handle your own taxes.
How much does Terac pay?
| Item | What Terac says |
|---|---|
| Rates | Not shown (site terms) |
| One-time studies | Added to your Terac balance shortly after your work is approved (source) |
| Hourly or per-task projects | Paid on the project's payout schedule (source) |
| Screened out | Not paid (source) |
| Minimum cash-out | $12.50, in US dollars; conversion may apply (source) |
| Withdrawal fee | Small flat fee on standard bank transfers, more for instant; amount Not published (source) |
Pros and watch-outs
Pros
- Free to join, and it says it never asks you to pay
- Detailed public payout rules and limits
- Short studies you can fit around a full-time job
- Known operator and named co-founders
Watch-outs
- Screened-out applicants are not paid, and reviewers report frequent screen-outs
- Pay can be clawed back if work is later rejected
- Individual arbitration, no class actions (opt-out window 30 days)
- Paid research, not AI-training work
- Canada eligibility not confirmed
How to spot a fake Terac recruiter
- Apply only on terac.com. Real Terac email comes from terac.com or notifications.terac.com.
- Terac says it never asks for a password, a login code, a payment or your bank details by email, chat or phone.
- CredentialWork isn't a Terac recruiter or partner, so we never contact you about a Terac study.
Report a scam: ReportFraud.ftc.gov (US) · Canadian Anti-Fraud Centre
Open roles on Terac
17 open roles on Terac in our listings, checked every morning.
See the Terac rolesTerac studies for doctors and lawyers
Kinds of expert study on Terac's public job board, read 2026-10-23. Studies open and fill quickly, so we don't link single listings yet; see what's open on Terac's own board. We aren't affiliated with Terac and aren't its recruiters. Terac and its research clients alone decide who they accept and what they pay, and we can't promise either.
- Radiologists and radiology residents: medical image review
- Pharmacists: expert review
- Hospitalists and family physicians: diagnosis review
- Legal professionals: paid engagement on specialized workflows
Is Terac legit?
It is a real company, Terac Inc., with public payout rules, and it says joining is free. Reviewers report frequent unpaid screen-outs, and we haven't finished our review, so we list it as Unverified for now. See the dated log.
What checks out
- Its terms of service name the operator, Terac Inc., and its About page names its co-founders and a seed round. (source)
- Its payout policy explains in detail how you get paid, the limits, the fees and what happens if a withdrawal fails. (source)
- It says taking studies is always free: you never pay to apply, to unlock studies or to get your earnings. (source)
- A third-party reviewer reports being paid and withdrawing twice, in July and September 2026. (source)
What to weigh
- Each study screens you separately, and a study you are screened out of is not paid. (source)
- Pay for approved one-time work can be reversed (a "clawback") if the submission is later rejected. (source)
- Its terms send most disputes to individual arbitration, with no class actions, unless you mail an opt-out within 30 days of first accepting them. (source)
- Some workers on Reddit say they were mostly screened out or had to chase project payments for weeks. (source)
- We could not confirm that people in Canada can take its doctor or lawyer studies. (source)
What has happened at Terac?
Full reliability trackerDated events that affect workers, newest first. Each one links to its source. We found no lawsuit, data breach or regulator action involving Terac in our search on 2026-10-30.
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2026-06-15 Terms
Date of the current terms of service. They require most disputes to go to individual arbitration, with no class actions, unless you mail an opt-out within 30 days.
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2026-04-02 Payouts
Terac said payouts were available in 90+ countries, listing Canada. Payouts have since moved to Whop, with Virtual Incentives where Whop cannot pay out.
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2025-11-20 Funding
Investment date of Terac's seed round. Terac says it raised a $9M seed round.
Questions people ask
How much does Terac pay?
Pay is set per study, and we don't show Terac's rates on this site (site terms). A rate you see on a study is not what you will earn: you are paid only if you pass its screener and your work is approved.
Can Canadians work for Terac?
Not confirmed. Terac listed Canada among its payout countries in April 2026, but each study can be limited by country, and we found no official statement that its doctor or lawyer studies accept people in Canada.
How does Terac pay?
Approved work goes to your Terac balance. From US$12.50 you withdraw through Whop to your bank, which Terac says takes 1 to 3 business days; the methods depend on your country.
Why was I screened out of a Terac study?
Terac says it means you didn't match what the study needed or your group was already full, and the screen does not say which. You get one attempt per study.
Is Terac AI-training work?
No. Terac is a paid expert panel: interviews, surveys and projects for research teams. Some studies review AI output, but it is not an AI-training contract platform.
Does CredentialWork work for Terac?
No. We aren't affiliated with Terac and aren't its recruiters.
Alternatives worth comparing
| Platform | Strong for | Advertised pay | Canada | Status |
|---|---|---|---|---|
| Mercor | Medicine, law and STEM research | US$30 to 250/hrVerified | Unverified | Legit |
| micro1 | Physician and law roles | Not shown here | Unverified | Unverified |
| Handshake AI | Medicine and law expert roles | US$17 to 125/hrVerified | Unresolved | |
| DataAnnotation | Law, finance and medicine roles | US$40 to 125+/hrVerified | Unverified |
The Monday brief
Opt in to one email on Mondays listing new open roles that match the field you choose. Role matches only, nothing else.
Ready to apply?
Sources
- Terac Docs: Welcome to Terac. terac.com, checked 2026-10-30
- Terac Docs: FAQ. terac.com, checked 2026-10-30
- Terac Docs: Payout Policy. terac.com, checked 2026-10-30
- Terac Docs: Completing Screeners. terac.com, checked 2026-10-30
- Terac Docs: Staying Safe. terac.com, checked 2026-10-30
- Terac Terms of Service (last updated 2026-06-15). terac.com, checked 2026-10-30
- Terac What's New: Payouts Now Available in 90+ Countries (2026-04-02). terac.com, checked 2026-10-30
- Terac: About. terac.com, checked 2026-10-30
- Antigravity Capital: Terac portfolio page (investment date 2025-11-20). antigravity.capital, checked 2026-10-30
- RemoWork: Terac Review 2026 (third party, updated September 2026). remowork.life, checked 2026-10-30
- Reddit r/ProlificAc: "Has anyone tried TERAC?" (worker reports). www.reddit.com, checked 2026-10-30
- Terac's public job board (Ashby). jobs.ashbyhq.com, checked 2026-10-23
Who checked this page
The CredentialWork team checked every fact against Terac's public pages or a named, dated source. AI tools help gather sources; a person checks every fact before it's published.